Terms and Condition

Acceptance The Use Of www.apnaaccount.me Terms and Conditions

Your access to and use of www.apnaaccount.me is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

Payment Obligation

The charges/fees for the various Services offered by apnaaccount.me have been clearly set forth in the Website. There are both paid services and free services offered thorough the Website. The details of the Services that are offered without charges and with charges are clearly set out in Website or You may communicate with us at response@apnaaccount.com to get more information. You understand that the Services offered without any charges are restricted (as per the information you may have obtained from apnaaccount.me or as may be seen while availing the said Services). Hence You may be required to pay the amounts, communicated by us or set forth in the Website, if you wish to avail any Services other than the free Services offered. apnaaccount.me reserves the right to alter/modify the amounts payable for the Services without any prior notice. There will be no refund of any amounts paid by you for availing the various Services offered through the Website, except expressly stated else where apnaaccount.me may offer certain discounts or other offers for the various Services.

The terms and conditions of the offers/discounts shall be clearly set forth in the Website and the same may be time bound and hence you may not claim any offers/discounts when the time for the same has lapsed/expired. There are specific services which are offered directly by third party vendors and the role of Apnaaccount.me in such cases is only to post the availability of such services on our website. Apnaaccount.me will not be liable or responsible in any way for such services or the quality of such services. Any payments being made by Users do not accrue to Apnaaccount.me and Apnaaccount.me will not entertain any requests for information / clarification regarding such Services.

User Account, Password and Security

You are responsible for maintaining the confidentiality of the UserID and password you choose when you create your account, and are fully responsible for all activities that occur under your account. You agree to (a) immediately notify Apnaaccount.me of any unauthorized use of your password, and (b) ensure that you exit from your account at the end of each session using the Logout link. Apnaaccount.me cannot and will not be liable for any consequence arising from your failure to comply with this Section.

Change of Use

www.apnaaccount.me reserves the right to:

  • change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that www.apnaaccount.me shall not be liable to you for any such change or removal and
  • change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

Links to Third Party Websites

www.apnaaccount.me Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

No resale of service

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the service, use of the Service, or access to the Service.

www.apnaaccount.me reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof). This will take place with notice and adequate time given to you, so that you may retain the information assets created by you on www.apnaaccount.me. Beyond the time given, you agree that www.apnaaccount.me shall not be liable to you or to any third party.

www.apnaaccount.me Proprietary Rights

You acknowledge and agree that the Service contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by www.apnaaccount.me, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part. You also agree not to extract the code or reverse-engineer it in anyway. Any attempt at hacking or unlawful use of www.apnaaccount.me can and will invite the maximum prosecution allowable under the law.

Disclaimers and Limitation of Liability

The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to

  • The implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
  • To the extent permitted by law, www.apnaaccount.me will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
  • www.apnaaccount.me makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
  • Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of www.apnaaccount.me for death or personal injury as a result of the negligence of www.apnaaccount.me or that of its employees or agents.

Refund Policy

If client / member paid twice payment for one transaction, the one amount will be refunded via same source within 07 to 10 working days.

Service Delivery Policy

Delivery policy is depend on case to case as Service delivery is depend upon data provided by clients.

For any further information please email business@apnaaccount.com


In case, the transaction is not processed successfully due to any issues, then we shall refund the amount (excluding the convenience charges) in the same account or mode of payment from which the remittance was initiated. Users understands that the Banks and/or any financial institution any reject authorization of transaction placed by the User for any reason including but not limited to risk management, suspicion of fraudulent, illegal or doubtful transactions. In such a case, the user shall be refunded the entire amount into his account within 7 to 10 working days. However, Apnaaccount shall under no circumstances be liable to repay / refund the amount to the User once the transaction is successfully processed.

Suspension and Termination

  • Subject to applicable law, the User is responsible for notifying Apnaaccount immediately upon becoming aware of any unauthorized access into or misuse of the account causing a breach of security as per the Terms of Use. Apnaaccount shall extend support by ensuring immediate termination or suspension of such account and shall take such other appropriate safety measures as it may deem necessary. Apnaaccount shall not be held liable for any unauthorized access into the account and/or any loss or damage caused to the User by such unauthorized access or loss or damage caused as a consequence of the delay or failure of the User in informing Apnaaccount about such unauthorized access.
  • Apnaaccount, at all times, reserves the right, to reject or disable an account immediately in the event of the User’s violation of any applicable law or anything done by the User in contravention of these Terms of Use and including but not limited for any other reason in relation to the safe and secure operation of the Site.
  • Apnaaccount has the right to modify, suspend or terminate all or any part of the Services including its features, structure, Fees and layout, and/or suspend or deactivate, whether temporarily or permanently, the account and/or User’s access to the Site, at any time, without any prior notice to the User.
  • Apnaaccount may terminate Your access to all or any part of the Service at any time, with or without cause, with or without notice, effective immediately, which may result in the forfeiture and destruction of all information associated with Your membership. If You wish to terminate Your account, You may do so by following the instructions on the Site. Any fees paid hereunder are non-refundable. All provisions of these Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.